Cost and Value Report (CVR)

Gain instant clarity on where your money goes — and where it should go next.

The Cost and Value Report (CVR) is a deep financial insight tool designed to help business owners truly understand the flow of money within their business. Using one year of your bank statements, I review, categorise, and analyse every transaction to create a clear, easy-to-read report that reveals exactly how your income is earned and where your costs are being spent.

This isn’t just about bookkeeping — it’s about uncovering the real story behind your numbers. The CVR transforms raw financial data into visual insights that show you:

  • Where your business is generating the most value.

  • Which costs are necessary — and which could be reduced or eliminated.

  • How to structure your pricing and operations to boost profitability.

By analysing patterns in your spending and income, the CVR highlights inefficiencies, hidden opportunities, and growth potential you might not see day-to-day. It’s a practical tool that gives you confidence and clarity when making key business decisions.

Key Outcomes

After completing your CVR, you’ll have clear, data-backed answers to essential business questions such as:

  • Can my business afford another staff member?
    Understand your current cash flow and forecast the impact of expanding your team.

  • For service-based businesses — what should I charge per hour to cover wages, overhead, and profit?
    Identify your true cost base to set pricing that protects your margins.

  • How much income do I need to fund my expansion strategy?
    Get a realistic financial picture to support sustainable growth plans.

  • Are there opportunities to secure bulk-buying discounts from key suppliers?
    Spot recurring expenses and high-volume suppliers to leverage better terms.

  • Which clients generate the most revenue — and who should I target next?
    Pinpoint your most valuable customers and focus your marketing where it counts.

Why It Matters

Understanding your costs and value drivers is the foundation of any successful business. The CVR helps you make smarter, faster decisions about hiring, pricing, spending, and growth — backed by real numbers, not guesswork.

Whether you’re just starting out or ready to scale, the Cost and Value Report gives you the clarity and confidence to take your business to the next level.